A dashboard you design
17 widgets — balance, savings score, averages, ratios, category pie, top spenders and trend graphs. Reorder them, filter by any date range, and the whole board recalculates instantly.
Personal finance, quietly
Watch your savings
Watch your savings
score climb.
Savings turns every income and expense into one honest number — your monthly savings score. Track money, set budgets, capture places, and see exactly where it goes. Beautifully simple, completely private.
No account. Ever.
Synced via your iCloud
4 languages
One app, every screen
iPhone
iPad
Mac
Vision Pro
The savings score
One number that tells the whole truth.
Most apps bury you in charts. Savings distills your month into a single score from 0 to 100 — your savings rate, at a glance — so you always know whether you're getting ahead.
0Great month
- 01
Income meets spending
Your score weighs what you earned against what you kept across the billing cycle — a real savings rate, not an arbitrary goal.
- 02
Budget-aware
Set soft budgets per category. Stay inside them and your score rewards you; drift over and it gently nudges you back.
- 03
Your cycle, your rules
Get paid on the 25th? Set your billing cycle to start on any day, and every total, budget and score lines up with real life.
New in 2.2
Just scan the receipt.
Point your camera at a receipt or transfer slip — or pick one from your library — and Savings reads the total, date and merchant and fills in the transaction. Entirely on-device, powered by Apple Intelligence, so the image never leaves your iPhone.
-
Camera or librarySnap a fresh receipt, or scan one already in your photos.
-
On-device intelligenceVision OCR and Apple Intelligence read the details. Nothing is uploaded.
-
Auto-scan, optionalLet it offer new receipts the moment you open the app. First scans free.
On-device
The dashboard
Analytics that go deep.
Seventeen widgets you can reorder and hide — savings score, balance, a category donut, top spenders and trend graphs. Filter by current cycle, this year, a custom range or all time, and every number recalculates at once.
-
Filter any rangeCurrent cycle, this year, custom dates, or all of history.
-
Arrange it your wayReorder and hide widgets until the board is exactly yours.
-
Charts that explainA category donut, a top-5 ranking, and income, expense and balance graphs.
Straight from the app
Every screen, considered.
No mockups below — these are real screens, running on iPhone.
iPhone & iPad
Looks right on every screen.
One universal app across iPhone, iPad, Mac and Apple Vision Pro. On iPad it opens up into a roomier two-column layout — and iCloud keeps every device perfectly in step.
Everything inside
Small app. Serious about your money.
Recurring, done right
Rent, salary, subscriptions — set it once. Edit or delete just this one, all, future-only or past-only. Upcoming entries fill in automatically.
Capture the place
Every transaction can remember where it happened — GPS coordinates resolved to a real place name on the map.
Budgets by category
Budget by a fixed amount or a share of your income, save reusable presets, and watch usage fill through the cycle in a dedicated Budget tab.
Search any language
Type a Thai category while the app is in English and it still finds it — search spans every language, name, place and amount at once.
Your own billing cycle
Start your month on the 1st, the 25th, or any day. Totals, budgets and the score all follow your real pay cycle.
Widgets, at a glance
Home & Lock Screen widgets — savings score, cycle overview, latest items, budgets, plus Quick Add and Quick Scan.
Make it yours
Eight backgrounds — calm gradients, sunrise, ocean, forest, a solid color or your own photo — across every screen.
Backup & CSV export
Your data is yours. Full JSON backups keep recurring series intact; CSV export drops straight into a spreadsheet.
Deep in the ecosystem
Built the Apple way.
Savings leans on the platforms you already trust — and nothing else. No third-party SDKs, no trackers.
Siri & Shortcuts
Say "Add a transaction in Savings" or "What's my balance?" — log money and check your cycle hands-free, or wire it into your own Shortcuts.
Home & Lock Screen widgets
Your savings score and cycle overview at a glance — with Lock Screen complications too.
Quick Actions
Long-press the icon to add a transaction or check spending in one tap.
iCloud sync
CloudKit keeps every device current automatically — private to your Apple Account.
Dark Mode
A first-class dark appearance, with eight backgrounds that each adapt to light and dark.
Maps & Photos
Pin a place with Apple Maps reverse-geocoding, or set a background from your photo library.
Speaks your language
Designed for everyone, everywhere.
Interface, categories and currency — fully localized in four languages, with an in-app switcher that overrides your system locale whenever you like. Format amounts in any world currency.
Englishภาษาไทย简体中文日本語
Search that ignores languageBecause every transaction is indexed in all four languages, you can find anything no matter which language you're typing.
The full list
Everything Savings does.
A complete rundown. Everything is free unless noted — the two optional one-time unlocks are called out.
Track & organize
- Unlimited income & expense entries
- 34 categories with the right icon (20 free + Category Pack)
- Recurring items — daily, weekly, monthly, yearly
- Edit a series: this one, all, future-only or past-only
- Location capture with map picker & reverse geocoding
- Powerful, language-agnostic search
- Photos, notes & reminders on transactions
Insights & dashboard
- Monthly savings score (0–100) with rating
- Six free dashboard widgets
- 12 premium widgets — donut, top-5, trend graphs, ratios
- Per-category budgets with live usage
- Configurable billing-cycle start day
- Date filters: cycle, a past cycle, year, custom, all time
- Saving-score trend across cycles & a spending map
Apple ecosystem
- Siri & Shortcuts (2 App Intents)
- Home & Lock Screen widgets
- Home-screen Quick Actions
- Automatic iCloud / CloudKit sync
- Full Dark Mode & 8 backgrounds
- iPhone, iPad, Mac & Vision Pro
- Daily reminder & summary notifications
- Receipt scanning & App Lock (Face ID / passcode)
Privacy & your data
- No account, no tracking, no ads
- Works fully offline
- JSON backup & restore
- CSV export & import
- Four languages, any world currency
- Your data never touches our servers
Private by design
Your money is nobody's business but yours.
There is no Savings server. Nothing to sign up for, nothing to leak. Everything lives on your device and syncs only through your own private iCloud — across all your Apple devices.
- No accounts, no trackingWe never collect, store, sell or even see your financial data.
- Synced through your iCloudCloudKit keeps every device current, automatically and privately.
- Works fully offlineAdd, edit and review anywhere — no connection required.
Honest pricing
Free to use. Yours to extend.
The core app is free — track unlimited transactions, six dashboard widgets, budgets, backup and all four languages. Two optional one-time unlocks add more, with no subscription, ever.
Savings
- Unlimited income & expenses
- Savings score & 6 dashboard widgets
- Budgets, recurring & billing cycle
- Backup, CSV export & all 4 languages
Premium Widgets
Unlock 11 more dashboard widgets — category pie, top spenders, trend graphs and ratios.
Category Pack
Add the full catalog of categories for finer, more precise tracking.
Receipt Scanning
Unlimited receipt & slip scanning plus auto-scan — your first scans are free.
Start today
Spend less guessing.
Spend less guessing.
Save more knowing.
Download Savings and watch this month's score take shape — in minutes, on the device already in your pocket.